Run, run ,Run

Crisis is everywhere. High inflation rate causes the employed and the unemployed to run into loans and debts. I believe it is normal for a person to have debt, extend the days to pay these debts and if possible, run away from them temporarily.

Credit cards? Hmmm... the most convenient way to make transactions. You like something and you have the plastic card, cashless? then, go swipe the card. So easy.

When 3rd party collecting agent looks for the principal card holder to collect what they have owed, it then becomes so easy to run and play with these collectors. Mostly, they call you through the phone, some are nice, well some are harsh too.

Here's a tip:
You cannot be jailed due to credit card delinquency unless you signed a promissory note... So relax.

If these agents harrass you, you can email the Central bank of the Philippines